TECHNOLOGY PRIVACY STATEMENT

PLEASE READ THIS TECHNOLOGY PRIVACY STATEMENT CAREFULLY BEFORE ACCESSING OR USING OUR WEBSITES OR MOBILE APPLICATIONS.

Last Updated: December 10, 2019

Your privacy is important to us. This Technology Privacy Statement (" Privacy Statement ") describes the types of information collected, used, and shared by Green Dot Corporation, Green Dot Bank d/b/a GoBank, and their subsidiaries and affiliated companies (collectively, "Green Dot," "we," "us," and "our") when you visit our websites, including our social media pages that we control, or use our mobile applications. If you are a California resident, please see the "Additional Information Regarding California" section below for further information on our collection and use of your personal information.

For information on how we collect, store, share, and otherwise use your personal information that is obtained in connection with your application for or use of our financial products or services, please see the Privacy Policy associated with that product or service; however, this Privacy Statement will apply to our collection, storage, sharing, and use of information from and about you, obtained in connection with your access to and use of our websites and mobile applications.

INFORMATION COLLECTION


We collect personal information from you when you choose to share it with us. This may include when you access or use our websites or mobile applications, create an online account with us, request information from us, sign up for our newsletters or our email lists, participate in a promotion, or otherwise contact us. The personal information we collect may include your name, address, email address, phone number, date of birth, information about your payment at a retail location, information contained on a check that you upload for remote deposit, financial account information used for payments, loads or direct deposits, and any other information you choose to provide.

We also collect your information via third-party social networks when you use them to connect with us (for example, by posting comments on our posts or sending messages to us). If you choose to connect with us on third-party social networks, we may have access to certain information about you from that social network, such as your profile name, profile picture, networks, username and user ID, and comments, questions, and other posted content based on your privacy settings on that social network.


We may use cookies, web beacons, pixel tags, log files, local shared objects (Flash cookies), and other technologies for security and authentication purposes, to collect certain information when you visit and use our websites or mobile applications, to deliver online advertisements that we think would be more relevant to your interests, to monitor interactions with our emails and online advertisements, and to allow us to keep track of analytics and certain statistical information that enable us to improve our websites, mobile applications, products, and services.

For example, we may automatically collect certain non-personal information from you, including, but not limited to, your browser type and version, device type, Flash version, operating system, Internet Protocol ("IP") address, unique device identifier of your computer(s) or device(s) that are used to access our websites or mobile applications, software version, and the domain name from which you accessed our websites or mobile applications. We may also collect information about your browsing and use behavior, such as the date and time you visit our websites or use our mobile applications, the areas or pages of the websites or mobile applications that you visit, the amount of time you spend viewing or using the websites or mobile applications, the number of times you return to the websites or mobile applications, other click-stream or website or mobile application usage data, emails that you open, forward, or click-through to our websites, other websites that you may visit, and your activity on our websites and mobile applications.

If you use certain features of our websites or mobile applications that involve location-based services (such as the ATM locator), we may also collect location information in order to: (1) provide you with the services or products that you request, including access to location-based information, and (2) monitor for fraud or other suspicious activity. The ways in which we collect location information, and the type of location information we collect, depend on the devices you use to access our websites or mobile applications and the settings for those devices. You may also manually enter a location (such as address, city, and postal code) to use the location-based services of our websites and mobile applications.

You can stop sharing location information with us at any time through your device or web browser settings or by deleting the mobile application from your device. If you stop sharing your location, certain features of our websites and mobile applications may not function properly or at all. If you have specific questions about the privacy settings of your device, we suggest you contact the manufacturer of your device, your mobile service provider, or web browser provider for help.


Certain parts of our websites require cookies. You are free to set your browser or operating system settings to limit certain tracking or to decline cookies, but by doing so, you may not be able to use certain features of our websites or take full advantage of all our offerings. Please refer to your browser’s or operating system’s website or "Help" section for more information on how to delete cookies and/or disable your browser or operating system from receiving cookies or controlling your tracking preferences.

Some browsers have a "Do Not Track" feature that lets you tell websites that you do not want to have your online activities tracked. Our system may not respond to Do Not Track requests or headers from some or all browsers.

To learn how to manage privacy and storage settings for Flash cookies, please click here.

We use Google Analytics, which uses cookies and similar technologies to collect and analyze information about use of our websites and mobile applications and report on activities and trends. This service may also collect information regarding the use of other websites, mobile apps, and online resources. You can learn about Google’s practices by going to www.google.com/policies/privacy/partners/ and exercise the opt-out provided by Google by downloading the Google Analytics opt-out browser add-on, available at https://tools.google.com/dlpage/gaoptout.

We and our network advertisers may periodically show you online ads for products and services you might be interested based on your visits to both our websites and other websites (a process known as "behavioral advertising"). In order to do this, we need to place a cookie or other tracking device on your device. If you prefer to not receive online ads in this manner, you can opt out of some network advertising programs that use your information by tracking your browsing habits via cookies or other tracking devices.

To learn more about the use of cookies and other technologies to deliver more relevant advertising, and to learn how to opt out of it in desktop and mobile browsers on the particular device on which you are accessing this Privacy Statement, please visit http://optout.aboutads.info/#/ and http://optout.networkadvertising.org/#/. You may download the AppChoices app at www.aboutads.info/appchoices to opt out in mobile applications. Opting out of a network does not mean you will no longer receive online advertising. It only means that the network from which you opted out will no longer deliver ads tailored to your web preferences and usage patterns.


We may combine the information we receive from and about you, including information you provide to us and information we automatically collect through our websites or mobile applications, as well as information collected from other online sources or from third-party sources to help us tailor our communications to you and to improve our websites, mobile applications, products, and services.


INFORMATION USE

We may use the information we collect from and about you for any of the following purposes:

Additionally, if you use our websites or mobile applications to connect with third-party services, you authorize us to use information from and about you, on your behalf, to interact with these third-party services based on your requests.

INFORMATION DISCLOSURE

We may disclose the information we collect from and about you as follows: (1) with Green Dot subsidiaries and affiliated companies; (2) to our third-party service providers that provide business, professional, or technical support functions for us; (3) as necessary if we believe that there has been a violation of the Site Terms of Use or of our rights or the rights of any third party; (4) to respond to judicial process or provide information to law enforcement or regulatory agencies or in connection with an investigation on matters related to public safety, as permitted by law, or otherwise as required by law; and (5) as described to you at the point of collection.

We may share aggregate or anonymous non-personal information with third parties.

Also, we may sell or purchase assets during the normal course of our business. If another entity acquires us or any of our assets, information we have collected about you may be transferred to such entity. In addition, if any bankruptcy or reorganization proceeding is brought by or against us, such information may be considered an asset of ours and may be sold or transferred to third parties.

Option To Opt-out OF EMAIL MARKETING

At all times, you have the option of "opting out" of receiving future email marketing messages from Green Dot by clicking on the "unsubscribe" link at the bottom of an email marketing message.

LINKS TO OTHER WEBSITES

Our websites and mobile applications may have links to third-party websites and applications, which may have privacy policies that differ from our own. The inclusion of such links on our websites and mobile applications does not imply endorsement of the linked websites or applications by us, and we are not responsible for the practices of such websites or applications.

In addition, we are not responsible for the information collection, use, disclosure, or security policies or practices of other organizations, such as Facebook, Apple, Google, Microsoft, RIM, or any other app developer, app provider, social media platform provider, operating system provider, wireless service provider, or device manufacturer, including with respect to any personal information you disclose to other organizations through or in connection with our mobile applications or any social media pages.

CHILDREN'S PRIVACY

Protecting children’s privacy is important to us. We do not direct our websites, mobile applications, products, or services to, nor do we knowingly collect any personal information from, children under the age of thirteen.

DATA SECURITY

We have taken certain physical, administrative, and technical steps to safeguard the information we collect from and about our customers. While we make every effort to help ensure the integrity and security of our network and systems, we cannot guarantee our security measures.

ACCESS TO YOUR PERSONAL INFORMATION

If our websites, mobile applications, products, or services allow you to create an account, you may sign in to your account to update your personal information stored by us.

IF YOU HAVE QUESTIONS

If you have any questions about this Privacy Statement or the practices described herein, you may contact us at Green Dot Customer Service, P.O. Box 5100, Pasadena, California 91117.

REVISIONS TO THIS STATEMENT

We reserve the right, at our sole discretion, to change, modify, add, remove, or otherwise revise portions of this Privacy Statement at any time. When we do, we will post the change(s) on our websites and mobile applications.

ADDITIONAL INFORMATION REGARDING CALIFORNIA

Pursuant to the California Consumer Privacy Act of 2018 ("CCPA"), we are providing the following additional details regarding the categories of personal information about California residents that we have collected, both online and offline, or disclosed for a business purpose within the preceding 12 months. Please note that this section, “Additional Information Regarding California,” is effective as of January 1, 2020.

We collected the following categories of personal information:

A. Identifiers, such as name, address, and IP address;
B. Personal information, as defined in the California safeguards law, such as contact information;
C. Internet and network activity information, such as browsing history and interactions with our website;
D. Geolocation data, such as device location;
E. Audio, electronic, visual, and similar information, such as call and video recordings; and
F. Inferences drawn from any of the personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics.

We collect this personal information from you and from publicly available databases, data brokers, and joint marketing partners. We use this personal information to operate, manage, and maintain our business, to provide our products and services, and to accomplish our business purposes and objectives, as described above in this Privacy Statement ("Information Use").

We disclosed the following personal information to third parties, such as our service providers and affiliates, for our operational business purposes:

A. Identifiers, such as name, address and IP address;
B. Personal information, as defined in the California safeguards law, such as contact information;
C. Internet and network activity information, such as browsing history and interactions with our website;
D. Geolocation data, such as device location;
E. Audio, electronic, visual, and similar information, such as call and video recordings; and
F. Inferences drawn from any of the personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics.

We have not "sold" personal information for purposes of the CCPA. For purposes of this Privacy Statement, "sold" or "sale" means the disclosure of personal information for monetary or other valuable consideration, but does not include, for example, the transfer of personal information as an asset that is part of a merger, bankruptcy, or other disposition of all or any portion of our business.

Beginning January 1, 2020, if you are a California resident, you may request that we:

(1) Disclose to you the following information covering the 12 months preceding your request, pursuant to our obligations under the CCPA:
(2) Delete personal information we collected from you.

To make a request for the disclosures or deletion described above, please click here or call us at 833-937-0515. We will respond to your request consistent with applicable law.

You have the right to be free from unlawful discrimination for exercising your rights under the CCPA.